Track Your International Wire Transfer
Sorry, error happened. Please contact our customer service with your UETR/reference # to resolve.
Simple
- Single tracking of your payment
Observer
- Five tracking attempts *
Unlimited
- 10 tracking attempts *
- E-mail updates on status changes
- Payment Route Analysis **
* — all tracking attempts can be used only for a single UETR / reference number. If you need more, consider a subscription.
** — payment route analysis is subject to availability of standard settlement instructions of involved banks. We do not guarantee it will be equal to the real payment’s route. For accurate information, contact your bank.
Tracking You International Wire Transfer
Can I track an international wire transfer?
Yes. Internation wire transfers are usually sent via SWIFT payment messaging system. Sender of the wire can ask his bank to provide GPI tracking. Sometimes bank is not part of GPI network. So you can ask to provide payment reference number or UETR and try it here.
How long do wire transfers take?
Normally it takes 1-3 days. If you do not receive it in 3 days, it means it is on the manual review. Compliance officers are very busy now, so it can take a while, up to 2 months. Sender of the SWIFT can initiate investigation in his bank to speed up the process.
What is the reference # in the international wire transfer?
SWIFT wire transfer is sent within MT103 form. It does have a field 20 which is usually called sender’s reference. Each bank in the chain assigns their own reference, so UETR code is more universal.
What is the UETR code?
A Unique End-to-end Transaction Reference (commonly known as a UETR) is a string of 36 unique characters featured in all payment instruction messages carried over Swift. The format of UETR is XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX. Sometimes you can see it in MT103 form, sometimes not. Sender always can ask his bank to provide UETR code of SWIFT transfer.
Independent SWIFT Tracker & Database of Correspondent Banks
Track Your SWIFT Payment
Sorry, error happened. Please contact our customer service with your UETR/reference # to resolve.
Simple
- Single tracking of your payment
Observer
- Five tracking attempts *
Unlimited
- 10 tracking attempts *
- E-mail updates on status changes
- Payment Route Analysis **
* — all tracking attempts can be used only for a single UETR / reference number. If you need more, consider a subscription.
** — payment route analysis is subject to availability of standard settlement instructions of involved banks. We do not guarantee it will be equal to the real payment’s route. For accurate information, contact your bank.
3 Steps to Track Your SWIFT Payment
1. Ask your bank for a payment confirmation, MT103 preferrably.
2. Find UETR, Reference #, amount, currency and value date as per scheme below.
3. Check the SWIFT status in our one and only independent SWIFT tracker.
Tracking You SWIFT — Frequently Asked Questions
Can I track a SWIFT?
Yes. Sender of the SWIFT can ask his bank to provide GPI tracking. Sometimes bank is not part of GPI network. So you can ask to provide payment reference number or UETR and try it here. Usually you will see the SWIFT payment status, like ACSP (in process) or RJCT (rejected). You will also see the last update time, so you will have a feeling if someone is really working on your transfer.
How SWIFT tracking is organized by Trackmyswift service?
We rely on large correspondent banks who provide SWIFT GPI Basic tracking services. We aggregate this data so you can have a comprehensive view on what’s going on with your payment.
How long do swift wire transfers take?
Normally it takes 1-3 days. If you do not receive it in 3 days, it means it is on the manual review. Compliance officers are very busy now, so it can take a while, up to 2 months. Sender of the SWIFT can initiate investigation in his bank to speed up the process.
What is the reference # in SWIFT payment?
SWIFT payment is sent with MT103 form. It does have a field 20 which is usually called sender’s reference. Each bank in the chain assigns their own reference, so UETR code is more universal. Read more about MT103 fields.
What is the UETR code in SWIFT payment?
A Unique End-to-end Transaction Reference (commonly known as a UETR) is a string of 36 unique characters featured in all payment instruction messages carried over Swift. The format of UETR is XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX. Sometimes you can see it in MT103 form, sometimes not. Sender always can ask his bank to provide UETR code of SWIFT transfer. Read more about UETR in our SWIFT Knowledge Center.
My SWIFT payment is lost. What should I do?
Well, good news, usually it’s not lost, but stuck in one of the banks. The most correct approach is to ask your bank to run a payment investigation. Usually it could be done only by a sender. Read more about lost SWIFT.
What is MT103 form and where can I get one?
MT103 form contains all the data regarding your SWIFT transfer. Sender can ask his bank to provide one. You can find not only reference # which is useful for tracking, but also value date which sometimes is different from real date when you sent money. Examples of MT103 / FIN103 documents.
What is the difference between a payment reference # and UETR?
Reference # is assigned by each bank. UETR is universal. However if you call to your bank to ask the status, it’s almost impossible to play this game ‘a as an apple’ with an UETR code. Sender’s reference will be much easier in this scenario.
How to find information about correspondent banks?
List of correspondent banks (nostro accounts) is part of SSI instructions. Sometimes they are published on official bank’s website. Banks normally find it via SWIFTref — non-public database of correspondent relations. You can also order this information here at TrackMySwift. Database of correspondent relations. You can order it directly at bank’s page, for example: ABNANL2A — ABN AMRO, BPKOPLPW — PKO BANK POLSKI, CITIDEFF — Citibank Germany.
Independent SWIFT Tracker & Database of Correspondent Banks
Track Your SWIFT Payment
Sorry, error happened. Please contact our customer service with your UETR/reference # to resolve.
Simple
- Single tracking of your payment
Observer
- Five tracking attempts *
Unlimited
- 10 tracking attempts *
- E-mail updates on status changes
- Payment Route Analysis **
* — all tracking attempts can be used only for a single UETR / reference number. If you need more, consider a subscription.
** — payment route analysis is subject to availability of standard settlement instructions of involved banks. We do not guarantee it will be equal to the real payment’s route. For accurate information, contact your bank.
3 Steps to Track Your SWIFT Payment
1. Ask your bank for a payment confirmation, MT103 preferrably.
2. Find UETR, Reference #, amount, currency and value date as per scheme below.
3. Check the SWIFT status in our one and only independent SWIFT tracker.
Tracking You SWIFT — Frequently Asked Questions
Can I track a SWIFT?
Yes. Sender of the SWIFT can ask his bank to provide GPI tracking. Sometimes bank is not part of GPI network. So you can ask to provide payment reference number or UETR and try it here. Usually you will see the SWIFT payment status, like ACSP (in process) or RJCT (rejected). You will also see the last update time, so you will have a feeling if someone is really working on your transfer.
How SWIFT tracking is organized by Trackmyswift service?
We rely on large correspondent banks who provide SWIFT GPI Basic tracking services. We aggregate this data so you can have a comprehensive view on what’s going on with your payment.
How long do swift wire transfers take?
Normally it takes 1-3 days. If you do not receive it in 3 days, it means it is on the manual review. Compliance officers are very busy now, so it can take a while, up to 2 months. Sender of the SWIFT can initiate investigation in his bank to speed up the process.
What is the reference # in SWIFT payment?
SWIFT payment is sent with MT103 form. It does have a field 20 which is usually called sender’s reference. Each bank in the chain assigns their own reference, so UETR code is more universal. Read more about MT103 fields.
What is the UETR code in SWIFT payment?
A Unique End-to-end Transaction Reference (commonly known as a UETR) is a string of 36 unique characters featured in all payment instruction messages carried over Swift. The format of UETR is XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX. Sometimes you can see it in MT103 form, sometimes not. Sender always can ask his bank to provide UETR code of SWIFT transfer. Read more about UETR in our SWIFT Knowledge Center.
My SWIFT payment is lost. What should I do?
Well, good news, usually it’s not lost, but stuck in one of the banks. The most correct approach is to ask your bank to run a payment investigation. Usually it could be done only by a sender. Read more about lost SWIFT.
What is MT103 form and where can I get one?
MT103 form contains all the data regarding your SWIFT transfer. Sender can ask his bank to provide one. You can find not only reference # which is useful for tracking, but also value date which sometimes is different from real date when you sent money. Examples of MT103 / FIN103 documents.
What is the difference between a payment reference # and UETR?
Reference # is assigned by each bank. UETR is universal. However if you call to your bank to ask the status, it’s almost impossible to play this game ‘a as an apple’ with an UETR code. Sender’s reference will be much easier in this scenario.
How to find information about correspondent banks?
List of correspondent banks (nostro accounts) is part of SSI instructions. Sometimes they are published on official bank’s website. Banks normally find it via SWIFTref — non-public database of correspondent relations. You can also order this information here at TrackMySwift. Database of correspondent relations. You can order it directly at bank’s page, for example: ABNANL2A — ABN AMRO, BPKOPLPW — PKO BANK POLSKI, CITIDEFF — Citibank Germany.
Independent SWIFT Tracker & Database of Correspondent Banks
The Basic Tracker
An easy way for banks to track and confirm cross-border payments.
Start tracking and confirming your cross-border payments today
Our free Basic Tracker enables you to track all your payments from end-to-end in real time. It also allows you to manually confirm payments and meet the requirements around universal confirmations.
The Basic Tracker is easy to access via an online interface, providing user-friendly tracking and confirmation features, as well as letting you benchmark your own performance against the rulebook. All Swift-connected financial institutions have been pre-provisioned to access the Basic Tracker, just log in to your MySwift profile below to get started.